FinTech Meets Crypto: The Future of Global Payments | Simon Taylor
What if payment chains are the “AWS moment for money”?
Simon Taylor — fintech veteran, ex-Barclays crypto lead, and author of FinTech Brainfood — joins Bankless to map the convergence of fintech and crypto. From stablecoins serving as the Trojan horse for tokenisation to Tempo’s push for a payments chain, Simon explains why finance is on the brink of its biggest infrastructure shift since Visa.
We cover the rise of payments L1s, the regulatory roulette of stablecoins, and whether neutrality and permissionlessness can survive in corporate-led networks. Plus, Simon breaks down the differences between stablecoins, tokenized deposits, and CBDCs — and explains why the future of finance is already being rebuilt on-chain.
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TIMESTAMPS
0:00 Intro
4:28 FinTech Meets Crypto
9:47 The AWS Moment for Money
14:34 Why Payments Are Broken
21:25 Stablecoins in Action
25:59 The Rise of Payments Chains
38:11 Neutrality, Permissionlessness & The Libra Lesson
52:48 Stablecoins, Tokenized Deposits & CBDCs
59:08 The Stablecoin Boom Ahead
1:12:24 Is FinTech Becoming Crypto?
1:15:22 Tokenization Beyond Payments
1:36:25 Agents & AI Commerce
1:40:33 Closing Thoughts
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RESOURCES
Simon Taylor
https://x.com/sytaylor/
FinTech Brainfood
https://www.fintechbrainfood.com/
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Not financial or tax advice. See our investment disclosures here:
https://www.bankless.com/disclosures
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Why Recessions Are Dead & How to Invest in The Debasement Era | Macro Investor Vincent Deluard
Why do recessions feel like a relic of the past?
Macro strategist Vincent Deluard argues we’ve entered an era where fiscal dominance, structural inflation, and relentless asset debasement reshape how capital flows and how investors must position themselves.
We cover the U.S. supercycle, the role of tech and energy, why the “2% inflation target” is dead, and what a portfolio looks like in the age of permanent stimulus.
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TIMESTAMPS
0:00 Intro
3:33 The Next 10 Years
5:47 The Mind of a Pension Fund Manager
8:25 US Dominance
26:17 Dominance Shift
37:21 AI Bubble?
41:19 Inflationary Forces
52:40 Inflationista Thesis
58:36 Fiscal Dominance
1:03:38 Trump vs The Fed
1:09:41 Are Debt Cycles Inevitable?
1:12:26 Are Recessions Dead?
1:20:27 Portfolio Construction
1:26:21 Emerging Markets
1:33:45 Gold
1:37:42 Closing & Disclaimers
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RESOURCES
Vincent Deluard
https://x.com/vincentdeluard
StoneX
https://www.stonex.com/en/
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Not financial or tax advice. See our investment disclosures here:
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PREMIUM - Preston Van Loon, Uma Roy, DeFi Dave | David's Personal Research
🏴 Access all episodes with Citizenship 🏴
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In this bonus episode of the Bankless podcast, we highlight insights from three guests featured in the Bankless premium feed. Uma Roy from Succinct discusses the Succinct Prover Network's role in enhancing Ethereum's transaction capabilities. Preston Van Loon outlines the upcoming hard forks Fusaka and Glamsterdam, along with essential privacy innovations. DeFi pioneer Dave from CapMoney presents a novel stablecoin model that combines yield-generating strategies with risk mitigation. Join us for a glimpse into the innovative advancements shaping the crypto world!
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TIMESTAMPS
0:00 Intro
1:28 Uma Roy’s Insights on Succinct Prover Network
7:50 Ethereum Roadmap with Preston Van Loon
14:30 DeFi Innovations with DeFi Dave
20:11 Conclusion and Call to Action
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Not financial or tax advice. See our investment disclosures here: https://www.bankless.com/disclosures
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ROLLUP: One Chart Determines if We're in a Bull or Bear Market
In the 2nd Weekly Rollup of Flat-tember, we discuss whether the crypto bull market is over amid rising unemployment and market uncertainty. We cover stablecoin competition for Hyperliquid partnerships, Justin Sun's frozen WFLI tokens, and Nasdaq's tokenized equities. With Ethereum leading in asset tokenization, they also reflect on lost SEC Chair Gensler's texts and the rise of DAOs, alongside major moves from Fidelity and Robinhood.
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Bankless Weekly Rollup: 2nd Week of September, 2025
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TIMESTAMPS & RESOURCES
0:00 Intro
3:42 Markets
https://www.reuters.com/business/us-unemployment-rate-near-4-year-high-labor-market-hits-stall-speed-2025-09-05/
https://fred.stlouisfed.org/series/UNRATE
https://www.reuters.com/business/cooler-us-producer-inflation-hints-softening-demand-2025-09-10/
https://polymarket.com/event/fed-decision-in-september
https://thedefireport.io/research/markets-are-nearing-an-inflection-point#global-liquidity
https://x.com/EricBalchunas/status/1965381497936117794
https://x.com/SharpLinkGaming/status/1965385468360741042
https://x.com/DefiIgnas/status/1965412886731538686
https://x.com/amitisinvesting/status/1965031182443139242
https://blockworks.co/news/samani-expected-chairman-solana-treasury
https://x.com/smyyguy/status/1965054449212342629
https://blockworks.com/analytics/treasury-companies/market-data
https://x.com/RyanSAdams/status/1965118547052695588
https://beincrypto.com/fidelity-tokenized-treasury-fund-on-ethereum/
https://x.com/RyanSAdams/status/1965152999963328571
29:30 Justin Son WLFI Frozen
https://x.com/molly0xFFF/status/1963684142454894967
https://x.com/QuintenFrancois/status/1963882897909145937
https://www.coingecko.com/en/coins/world-liberty-financial
https://x.com/jconorgrogan/status/1963665497393975324
https://x.com/0xNonceSense/status/1963654615947514277
https://x.com/worldlibertyfi/status/1964081164408250558
https://x.com/jconorgrogan/status/1963665740109893656
https://x.com/justinsuntron/status/1963807543983263802
https://x.com/ASvanevik/status/1963761428445442341
35:35 Hyperliquid USDH Bidding War
https://www.bankless.com/read/hyperliquids-usdh-bidding-war
https://x.com/DefiIgnas/status/1965370023377248437
https://polymarket.com/event/who-will-win-the-usdh-ticker-159?tid=1757505856052
https://x.com/0xfoobar/status/1965445696032846173
https://x.com/hosseeb/status/1965520465172328717
42:15 MegaETH Stablecoin
https://x.com/megaeth_labs/status/1965082874627199414
47:30 Ronin and Upbeat Join OP Stack L2
https://x.com/Ronin_Network/status/1965220031320793442
https://giwa.io/home
https://coinmarketcap.com/rankings/exchanges/
https://x.com/hildobby/status/1965820218854486232
50:56 Robinhood Joins S&P 500
https://x.com/WatcherGuru/status/1964078422050681221
https://www.tradingview.com/chart/1CDu50yK/?symbol=NASDAQ%3AHOOD
52:45 Gary Gensler’s Missing Texts
https://x.com/EleanorTerrett/status/1963731865577127980
https://x.com/haydenzadams/status/1964471380403245525
https://x.com/NateGeraci/status/1963780017281765392
https://x.com/lex_node/status/1642242646931300353
56:36 Senate Clarity Act
https://x.com/jchervinsky/status/1965465751122592119
58:15 Nasdaq Seeks Tokenized Stocks
https://www.coindesk.com/policy/2025/09/08/nasdaq-seeks-nod-from-u-s-sec-to-tokenize-stocks
1:01:15 Robinhood Social
https://x.com/RobinhoodApp/status/1965589746937446623
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Not financial or tax advice. See our investment disclosures here:
https://www.bankless.com/disclosures
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Tokenized Stocks: The $100 Trillion Onchain Shift | Ondo Finance Ian De Bode & Nathan Allman
Ryan & David sit down with Ondo Finance’s Nathan Allman and Ian De Bode to map the path from stablecoins to tokenized treasuries to tokenized stocks.
We break down why Ondo’s wrapper model is set out to win, how blockchain brings 24/5 primary markets with 24/7 secondary markets, Defi composability and liquidity at fair prices.
Ethereum and Ondo are leading a $100T onchain migration you can’t miss.
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TIMESTAMPS
0:00 Intro
5:55 Is Business Booming?
7:59 Are RWAs Inevitable?
12:50 Tokenized Treasuries
19:13 Tokenization Roadmap
24:17 Types of Tokenized Treasuries
31:40 What’s Holding the US Back?
37:08 Tokenized Stocks
41:04 Tokenized Stocks Liquidity
50:56 Property Rights
56:25 Is Permissionless Tokenization Possible?
1:04:32 24/7 Markets?
1:07:52 Ondo Global Markets
1:10:54 Why Ethereum?
1:12:08 Stocks Meet DeFi
1:19:26 What Chains will RWAs Settle On?
1:32:41 Is Wall Street Ready?
1:34:29 What’s Next?
1:36:00 Closing & Disclaimers
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RESOURCES
Ian
https://x.com/iandebode
Nathan
https://x.com/nathanlallman
Ondo Finance
https://ondo.finance/
Ondo Global Markets
https://app.ondo.finance/
RWAs Overview
https://app.rwa.xyz/
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Not financial or tax advice. See our investment disclosures here:
https://www.bankless.com/disclosures
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