Tom Bilyeu's Impact Theory

You know those moments when the world feels like it’s spinning out of your control and the only thing growing faster than AI is your mortgage rate? Or when you’re looking at the news and thinking, “Why does it feel like the rich just keep getting richer…and the rest of us are running in circles?”
Buckle up, because THIS is the episode where we smash the facade, crack open the financial control grid, and show you the hands pulling the puppet strings behind the global economy.
I sit down with Simon Dixon—a renowned financial commentator and advocate for financial reform, whose track record in demystifying the monetary system is as legit as it gets. In this power-packed conversation, we break down the rise of AI as a tool for wealth extraction, the merging of military, technical, and financial complexes, and why the game might be more “rigged” than you think. If you’ve ever suspected that inflation, debt, and your own pension contributions are part of a larger, carefully played system—yep, Simon is here to make sense of the chaos.

What's up, everybody? It's Tom Bilyeu here:
Want my help starting a business? Join me here inside Zero To Founder
Sign up for my AI Masterclass: AI Masterclass

Follow Me:
Instagram: https://www.instagram.com/tombilyeu/
Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en
Twitter: https://twitter.com/tombilyeu
YouTube: https://www.youtube.com/@TomBilyeu

Follow Simon Dixon:
Twitter: https://x.com/SimonDixonTwitt
YouTube: https://www.youtube.com/@simondixon21

Thank you to our sponsors:
Tailor Brands: Check out Tailor Brands to get started with your business today: https://bit.ly/TailorBrandsSept
Quince: Free shipping and 365-day returns at https://quince.com/impactpod
Quo: ​​Try for free PLUS get 20% off your first 6 months at https://quo.com/impact
Pipedrive: Get more leads and grow your business. Go to https://www.pipedrive.com/impact and get started with a 30-day free trial.
Surfshark: Go to https://surfshark.com/TOMB or use code TOMB at checkout to get 4 extra months of Surfshark!

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What's up, everybody? It's Tom Bilyeu here:

Want my help starting a business? Join me here inside Zero To Founder

Sign up for my AI Masterclass: AI Masterclass

Follow Me:
Instagram: https://www.instagram.com/tombilyeu/
Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en
Twitter: https://twitter.com/tombilyeu
YouTube: https://www.youtube.com/@TomBilyeu

Tailor Brands: Check out Tailor Brands to get started with your business today: https://bit.ly/TailorBrandsSept
Quince: Free shipping and 365-day returns at https://quince.com/impactpod
Quo: ​​Try for free PLUS get 20% off your first 6 months at https://quo.com/impact
Pipedrive: Get more leads and grow your business. Go to https://www.pipedrive.com/impact and get started with a 30-day free trial.
Surfshark: Go to https://surfshark.com/TOMB or use code TOMB at checkout to get 4 extra months of Surfshark!

Welcome to the Tom Bilyeu Show. On today's show, Trump said "let them take out Los Angeles" and the internet decided it was treason, so the team plays the clip and argues about whether this is imprecise speech or something worse, with Gavin Newsom and Bernie Sanders getting called out for spinning it. Then AI whistleblower Jacob Coxon claims there is a 90 percent chance China has spies inside both OpenAI and Anthropic, which raises the question of whether the entire $700 billion capital bet is even worth making. The France riots have now spread into Belgium with over 6,100 arrested and nearly 1,500 minors facing prosecution, and the team breaks down why this is about cultural collapse rather than just immigration. Semafor broke that the New York Fed has been inside JP Morgan, Wells Fargo, Barclays and Morgan Stanley since spring asking about private credit exposure, and Blue Owl just saw investors try to pull 39 percent out of one fund. Plus Russia stonewalling on the plague death, mass drivers on the moon and data centers in space, a Fortnite player who got arrested after Epic Games handed his voice chat to the FBI, and a $200 superchat with a theory about young traders breaking the clearing system.

TOPICS
00:00 Intro
2:18 Trump, Iran, and Los Angeles
33:22 AI Safety, China Spies, and the $700 Billion Bet
54:31 The France Riots Spreading Across Europe
1:12:03 Private Credit and the New York Fed
1:21:55 The Russian Plague Story
1:27:38 SpaceX, the Moon, and Mars
1:34:03 Fortnite Is Snitching to the FBI
1:35:29 Kaizen Update and Outro
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Thanks To Our Sponsors:
Tailor Brands: Check out Tailor Brands to get started with your business today: https://bit.ly/TailorBrandsSept
Quince: Free shipping and 365-day returns at https://quince.com/impactpod
Quo: ​​Try for free PLUS get 20% off your first 6 months at https://quo.com/impact
Pipedrive: Get more leads and grow your business. Go to https://www.pipedrive.com/impact and get started with a 30-day free trial.
Surfshark: Go to https://surfshark.com/TOMB or use code TOMB at checkout to get 4 extra months of Surfshark!

AI is coming for everything. The debate on where it’s headed is about to get more aggressive—maybe even violent—than any tech controversy in human history. You’re being lied to about what artificial intelligence actually is, why it matters, and whether your fears are rational or just science fiction run amok. The stakes? Control over the tools that will reshape economies, humanity itself, and even who remains in charge on this planet. Is AI an existential threat, or are we just panicking because we don't understand the numbers? Are we headed for a runaway intelligence explosion—or are we letting sci-fi nightmares cloud our judgment?

Thanks to Diary Of A CEO for their video:
https://www.youtube.com/watch?v=OhOmLqR5nN4

ITU: Ready to break through your biggest business bottleneck? Apply to work with me 1:1 - https://impacttheory.co/SCALE
Sign up for my AI Masterclass: https://tombilyeu.com/ai-masterclass?utm_campaign=TBS-Livestream&utm_source=youtube&utm_medium=social

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hey everybody, Tom Bilyeu here. On today’s episode of Impact Theory, we’re pulling back the curtain on a whirlwind week for global headlines and digging into what’s really driving the chaos—from markets ignoring a brutal jobs report, to turmoil erupting at OpenAI as safety leaders abandon ship. If you’re wondering why Wall Street is rallying while Americans keep falling behind, or how the latest drama inside the AI industry could shape our future, buckle up.
We’re questioning if policymakers and the Fed are masking a fragile economy, with 9.7 million jobs lost from the trend line and real wage growth stalled for everyday workers. We’ll challenge official narratives, break down why digital price tags at Walmart might signal more than technological progress, and ask: is AI truly the silver bullet for productivity, or could it be quietly creating a new permanent underclass?
Plus, we’ll take a hard look at global shake-ups—from violent unrest in France and the rightward lurch in South America, to the alarming breakdown in biosecurity as reports of a new airborne plague surface in Russia. What’s driving the mob mentality in Paris? Could U.S. aid really be behind political shifts? And are we taking emerging risks seriously—or just sleepwalking into the next disaster?
Join me as we cut through the economic spin, dissect the real impact of AI on jobs, expose the culture war inside OpenAI, and put global threats in perspective. I promise, this is one episode you don’t want to miss.

What's up, everybody? It's Tom Bilyeu here:
Want my help starting a business? Join me here inside Zero To Founder
Sign up for my AI Masterclass: AI Masterclass

Follow Me:
Instagram: https://www.instagram.com/tombilyeu/
Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en
Twitter: https://twitter.com/tombilyeu
YouTube: https://www.youtube.com/@TomBilyeu

Thank you to our sponsors:
Tailor Brands: Check out Tailor Brands to get started with your business today: https://bit.ly/TailorBrandsSept
Quince: Free shipping and 365-day returns at https://quince.com/impactpod
Quo: ​​Try for free PLUS get 20% off your first 6 months at https://quo.com/impact
Pipedrive: Get more leads and grow your business. Go to https://www.pipedrive.com/impact and get started with a 30-day free trial.
Surfshark: Go to https://surfshark.com/TOMB or use code TOMB at checkout to get 4 extra months of Surfshark!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What's up, everybody? It's Tom Bilyeu here:

Want my help starting a business? Join me here inside Zero To Founder

Sign up for my AI Masterclass: AI Masterclass

Follow Me:
Instagram: https://www.instagram.com/tombilyeu/
Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en
Twitter: https://twitter.com/tombilyeu
YouTube: https://www.youtube.com/@TomBilyeu

WOI EPISODES:

FOLLOW LISA:
Instagram: https://www.instagram.com/lisabilyeu/
Twitter: https://twitter.com/lisabilyeu
YouTube: https://www.youtube.com/womenofimpact
Tik Tok: https://www.tiktok.com/@lisa_bilyeu?lang=en

Tailor Brands: Check out Tailor Brands to get started with your business today: https://bit.ly/TailorBrandsSept
Quince: Free shipping and 365-day returns at https://quince.com/impactpod
ElevenLabs: Book your demo at https://elevenlabs.io/impactpod

Cash App: Download Cash App Today: https://capl.onelink.me/vFut/v6nymgjl #CashAppPod

*Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Cash App Green features, Savings, Direct deposit, Round ups, Overdraft coverage and Discounts provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosure.

Surfshark: Go to https://surfshark.com/TOMB or use code TOMB at checkout to get 4 extra months of Surfshark!
Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact

The team digs into Argentina's Javier Milei—the self-described "anarcho-capitalist" who took office swinging a literal chainsaw as a symbol of slashing the state—and debates whether his radical austerity experiment is genuinely working or being propped up. The host walks through the reported results: inflation, once running catastrophically hot, has come down sharply; Argentina posted its first budget surplus in years after Milei gutted ministries, subsidies, and public spending; and markets initially cheered. But the picture is contested—austerity drove a painful recession, poverty and hardship spiked before any recovery, and the sustainability of the turnaround is very much in question. The conversation turns to the striking news that the US, via Treasury Secretary Scott Bessent, extended Argentina a roughly $20 billion currency swap line—an unusual intervention that raises the obvious question: if the experiment is working on its own merits, why does it need a multibillion-dollar backstop from Washington? The hosts weigh the genuine case for Milei (that a broken, chronically overspending state needed shock therapy, and that someone finally had the political will to stop the bleeding) against the skeptical read (that the numbers are cherry-picked, the human cost is being downplayed, and the whole thing may be a bubble held up by foreign capital and ideological cheerleading). It becomes a broader argument about whether you can actually cut your way to prosperity, what "working" even means when measured against real people's suffering, and why Argentina has become a global ideological test case that both the free-market right and the interventionist left are desperate to claim.
The team digs into the August jobs report and the gap between a headline unemployment rate that has held steady at 4.1% and a long term unemployment picture that keeps deteriorating, with 1.93 million Americans now jobless for 27 weeks or more and long term unemployed making up 27% of everyone out of work. The argument is that the official rate hides real dysfunction by excluding people who have stopped looking, and that the on the ground experience of job seekers already matches what a recession feels like even though it isn't technically one. Ryan brings his own nine month search to the conversation, including ghost listings that companies never intend to fill and automated resume screening that rejects applicants within hours, and pushes back on the idea that this is a personal failure. The counterargument is that entry level roles are the ones AI hits hardest, that the era of training people up from scratch is ending, and that the way through is demonstrating you can already do the work rather than asking for a foot in the door. It closes on a blunt message to Gen Z about competing in a market where the competition never sleeps.
The team talks about how AI will affect your bank and money.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.